
Reduce your monthly ownership costs and free up cash for other business needs with this great financing rate. You also get a Cat® Customer Value Agreement (CVAs) and an Equipment Protection Plan (EPP) to make owning and operating your new equipment hassle-free.
Take down your operating costs with account credit for the first 1,500 hours or 24 months of fuel (based on $3.65 USD), whichever comes first. You also get a Cat® Customer Value Agreement (CVA).
A Cat CVA includes:

*Offer valid from January 1, 2026 – March 31, 2026. Offer only available on select new Cat machines listed below sold by participating Cat dealers to customers in the USA and Canada. Fuel offer not available on all machines as indicated. Purchase must occur by March 31, 2026. Offer subject to machine availability. Offer is subject to credit approval by Caterpillar Financial Services Corporation for US customers. Not all customers will qualify. The offered Cat Customer Value Agreement (CVA) includes six maintenance parts kits; S•O•SSM; and 36-month VisionLink® ConnectPro.
The maintenance parts cover the first 3,000 hours (estimated three years) of machine utilization. Each kit contains one set of parts for regular planned maintenance under normal operating conditions. In some severe applications where maintenance parts need to be replaced more frequently, additional parts will be at customer’s expense. Offer excludes additional maintenance parts, dealer labor, wear parts and fluids. Offer also includes a 36-month/5,000-hour (whichever occurs first) Powertrain + Hydraulics + Technology Equipment Protection Plan (EPP). In some areas, EPP might be sold separately from the CVA. Offer may change without prior notice and cannot be combined with any other offers. Additional terms and conditions may apply. Contact Ring Power for details.

0% FOR 36 MONTHS + $500 TOWARDS CVA*
0% FOR 48 OR 60 MONTHS + $500 TOWARDS CVA**
**Offer valid from January 1, 2026, through March 31, 2026. Offer only available on purchases of new backhoe loaders, telehandlers, small dozers, small wheel loaders, mini excavators, micro excavators, skid steer loaders, compact track loaders, and compact wheel loaders sold by participating Cat dealers to customers in the USA or Canada. Purchase and machine delivery must occur by March 31, 2026. Offer subject to machine availability. Offer is subject to credit approval by Caterpillar Financial Services Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Offer may change without prior notice and cannot be combined with any other offers. Additional terms and conditions may apply. Contact Ring Power for details.

Use your Cat Commercial Account wherever you like to shop — including online at parts.cat.com and at Cat Rentals locations. And the more you shop, the more you earn, with Cat Credits on every qualifying purchase.
The Cat Commercial Account is the fast, easy way to pay for parts, service, and more. With no annual fee, competitive rates, flexible payment terms, and access to special offers, it’s also the account that rewards you for being a valued customer.
If you have a Cat Commercial Account, you can earn even more through Cat Rewards. Eligible accountholders earn 1% back* on eligible purchases made with the Cat Commercial Account. Accountholders automatically qualify for Silver tier status, which includes $125 in Cat Credits each year.
*Terms and conditions outlining requirements and limitations apply. See cat.com/commercialaccount for full details.

ON PARTS.CAT.COM AND CAT CENTRAL: Now through end of 2026: Get 0% for 6 months with no payments, 0% for12 months, 0% for 24 months with no payments for first 3 months and no invoice minimums, 0% for 36 months or0% for 36 months with no payments for first 6 months with a $3500 invoice minimum.
IN-STORE: Now through end of 2026: Get 0% interest for 3 months with no payments, 0% for 6 months or 0% for 6months with no payments, 0% for 12 months, 1.9% for 18 months or 4.9% for 36 months.
Offer valid through December 31, 2026. Offer subject to change without prior notice. Additional terms and conditions may apply. 0% for 36 months and 0% for 36 months with no payments for 6 months requires $3,500 minimum purchase. No minimum amount is required for other terms. Rental transactions do not count toward $3,500 minimum. Offer does not apply to purchases subject to invoice billing (see your Cat Commercial Account agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under all offers due in full at the end of term. If not paid in full at the end the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Commercial Account agreement. Late payment charges apply. Special offers are subject to change without notice, and additional terms and conditions may apply. Visit Cat.com or contact your Cat dealer for more information.
3Now through end of 2026, use your Cat Commercial Account and get:
Offers valid through December 31, 2026. Offers for 0% for 12, 1.9% for 24 months and 4.9% for 36 months limited to qualifying work tools compatible with select compact equipment and qualifying work tools compatible with the following equipment models: 950-982, 986-994, 313-395, M314-M3260, MH3022-MH3260 and M538-FM568. Contact Cat dealer for a full listing of eligible work tools.
Offer for 4.9% for 36 months + Cat Credits limited to qualifying work tools compatible with the following equipment models: 950-982, 986-994, 313-395, M314-M3260, MH3022-MH3260 and M538-FM568. Limit $10,000 in Cat Credits per work tool purchase. Cat Credits can used on future purchases of parts, service, sales, work tools and rentals of Cat equipment at participating Cat dealers, Cat RentalsSM, parts.cat.com and Cat Central. Availability to use Cat Credits on parts.cat.com and Cat Central varies by Cat dealer. Visit cat.com/catcredits for full Cat Credits rules.
Offer for 0% for 36 months limited to the following Hammers: H110-H215 and includes: rotary cutters; mulchers; compactors; shears; multi processors; pulverizers; demo & sorting, orange peel, forestry and fabricated grapples.
A $1,000 minimum purchase invoice is required on all offers unless otherwise stated. Rental transactions do not count toward minimum. Offer does not apply to purchases subject to invoice billing (see your Cat Commercial Account agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under offers to be paid by equal monthly payments for the duration of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer's Cat Commercial Account agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.
With Cat® Rewards, you unlock exclusive benefits and rewards – like member-only promotions and Cat® Credits. All members unlock access to exclusive promotions, special gifts, events, and localized dealer offers.
Progress you can track. Rewards you can use. Benefits that grow with you.
CAT REWARDS TIERS AT A GLANCE:

Bronze tier: free to join – members-only promotions, special gifts & events and localized dealer offers
Silver tier: $5,000 qualifying spend or have cat commercial account – members-only promotions, $125 Cat Credits tier reward, earn 1% on eligible purchases, professional tips & product insights, special gifts & events and localized dealer offers
Gold tier: $50,000 qualifying spend or buy or lease 1 new machine – members-only promotions, $250 Cat Credits tier reward, earn 1% on eligible purchases, professional tips & product insights, special gifts & events and localized dealer offers
Platinum tier: $100,000 qualifying spend or buy or lease 3 new machines – members-only promotions, $500 Cat Credits tier reward, earn 1% on eligible purchases, professional tips & product insights, special gifts & events and localized dealer offers
See Cat Rewards Terms and Conditions for full explanation of benefits, limitations, and eligibility – cat.com/rewardsrules
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